affordable and reliable Payment Gateway
An online payment gateway (PG) is a tunnel that connects your bank account to the platform where you need to transfer your money. A PG is a software that authorizes you to conduct an online transaction through different payment modes like net banking, credit card, debit card, UPI or the many online wallets that are available these days.
about Payment Gateway
A payment gateway is a technology used by merchants to accept debit or credit card purchases from customers. The term includes not only the physical card-reading devices found in brick-and-mortar retail stores but also the payment processing portals found in online stores. However, brick-and-mortar payment gateways in recent years have begun accepting phone-based payments using Near Field Communication (NFC) technology.
Comprehensive Services for Payment Gateway Solution
We keep a close eye on your business and create a safe environment for employees, customers and guests.
free API Integration
We Give Unlimited Payment Link for online payment and integration in android, ios and software for all kinds of payment
Safety is a core need for most people and Security services are all about making our customers feel safe.
we Accept all types of Payment methods such as credit card, debit card, UPI Payment, International Debit Card.
How Payment Gateways Work?
A payment gateway focuses on securing the sensitive information given by the user throughout the process. It ensures security by encrypting data like card and bank details that have been provided by the user.
The following are the basic steps showing how a typical payment gateway works.
Step 1: A customer places his or her order and then presses the Submit or Checkout button, or its equivalent button, on the website
Step 2: Once this happens, the website or the e-commerce platform takes the customer to a payment gateway where he or she enters all the relevant information about the bank or the card they are using to pay. The PG then takes the user directly to the page of the issuing bank or a 3D secure page, asking for the transaction to be authorized.
Step 3: Once the payment gateway gets the approval for the transaction, the bank then checks whether the customer has sufficient balance in the account to make this transaction a success or not.
Step 4: The payment gateway sends a message to the merchant accordingly. If the reply from the bank is a “No’”, then the merchant subsequently sends an error message to the customer, telling them about the issue with the card or the bank account. If the response is a “Yes” from the bank portal, then the merchant seeks the transaction from the bank
Step 5: The bank settles the money with the payment gateway, which in turn settles the money with the merchant
Once this process is completed, the customer gets a confirmation message of the order being placed.
As mentioned earlier, the transaction of money involves sensitive information about a person’s bank and card details that are entirely personal to him or her. Therefore, it is imperative to make sure that this information stays safe.